My Favorite Conversation in May
June 9, 2008 · Print This Article
I had a chance to speak with a lovely older lady last month about our debt settlement program.
This woman has had a series of misfortunes with her health that affected her work and her income. She had to move out of her house last year due to a foreclosure, and now she’s at the point of being unsure whether she’ll be able to keep up with her credit card payments. Despite all of this, she had an upbeat attitude and she made me laugh all the way through our conversation. She’s a “glass half full” type of gal.
Unfortunately, Provanta could not help her for reasons that I won’t go into. Instead, we talked about ways to minimize her expenses and I gave her ideas on how to manage her budget. The most important advice I gave her, the one I give to anyone who wishes to become debt free, is to stop using credit cards.
She said to me, “I’ll just freeze them.”
I asked what she meant and she replied, “I used to put my credit cards in a big bowl of water, then place the bowl in the freezer. Whenever I felt the urge to buy something, I would have to wait for the credit cards to defrost, which could take up to a day or even two. By then, the urge was gone.”
I still smile whenever I think of her and imagine a bowl of frozen credit cards in her freezer.
(Ref. 1513)
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