http://www.provanta.com/i-want-the-truth/ Debt Relief Services Thu, 29 Oct 2009 18:31:08 +0000 http://wordpress.org/?v=abc hourly 1 http://www.provanta.com/i-want-the-truth/comment-page-1/#comment-522 David McCullough Thu, 29 Oct 2009 18:31:08 +0000 http://www.provanta.com/blog/?p=56#comment-522 @Mario Perez Jr.: The answer to this question completely depends on your past credit history. Your credit score (the most common one used is the FICO score) is based on several factors including payment history, amounts owed, length of credit history, new credit, and type of credit used. See <a href="http://www.myfico.com/CreditEducation/WhatsInYourScore.aspx" rel="nofollow">www.myfico.com</a> for more information. A debt settlement program primarily impacts your score due to the non payment history up until the point where an account is settled/paid. Your credit score is entirely unique to you. No one else has your precise credit profile so it could take less than a year after becoming debt free or several years to recover depending on what you do to rebuild your credit. Staying current with installment loans such as vehicles and mortgages is always important. @Mario Perez Jr.: The answer to this question completely depends on your past credit history. Your credit score (the most common one used is the FICO score) is based on several factors including payment history, amounts owed, length of credit history, new credit, and type of credit used. See http://www.myfico.com for more information. A debt settlement program primarily impacts your score due to the non payment history up until the point where an account is settled/paid. Your credit score is entirely unique to you. No one else has your precise credit profile so it could take less than a year after becoming debt free or several years to recover depending on what you do to rebuild your credit. Staying current with installment loans such as vehicles and mortgages is always important.

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