Michael Nikoley
I have been with Provanta for almost ten years. I have worked in just about every position possible from client services, negotiator and sales. For the past several years I've been the I.T. manager and dabbled in internet marketing. In October of 2008 I was handed the daily operations of Provanta as the General Manager.
Tweeting Debt
June 3, 2009
You can now follow Provanta on Twitter.
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Provanta Launches Video Blogging
June 3, 2009
Former Client Blog
January 30, 2009
Shonna Ritchey, a former client of Provanta has nothing but good things to say about her experience in the Provanta Debt Settlement program. I hope you find the story of her journey to living debt free encouraging and inspiring.
“So when my beautiful son decided to try to come 3 months early the doctors put me on bed rest so I ended up with a 6 month maturnity leave wich was not in my budget. I called Provanta (with that dredful knot in my stomache thinking here we go again) to explain the situation they were kind and delightful and answered politely so what can you afford to send us today shonna? No judgements, no threats, no nothing. Just a simple what can we do to help? What can you afford? They were wonderful.Provanta settled my 19,000 debt down to about 7,000 in just a little over 2 years. I would recommend Provanata’s program to anyone listening. Provanata helped me in a great time of need and prevented me from filing bankruptcy. I owe them great gratitude what they had done for our family and our debt crisis. With today approaching a failing economy, everything going up (but our paychecks) were are you to turn for help with your debt? People are stuggling with finances more now than ever. Divorce is on the rise and people are starving. Older couples are freezing to death literaly in their homes because they cant afford heat.”
Technorati Tags: debt forgiveness, debt settlement
Monthly Debt Free Clients
January 23, 2009
Total Debt Free Clients November, 2008
- Total Clients Debt Free -9
- Total Debt Settled – $204,645
- Settlement Amount – $129,733
- Savings – $74,912
- Average Percentage of Settlements – 58%
- Average Program Length – 42.56 months
- Best Settlement – 31%
- Worst Settlement – 79%
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Monthly Settlement Statistics
January 15, 2009
For December, 2008:
- Total Debt Settled – $919,218
- Total Settlement Amount – $342,546
- Settlement Percentage – 37.3%
- Total Cases Settled – 134
Best Settlement:
- Current Claim – $18,947
- Settlement Amount – $1,783
- Percentage – 9.4% (Negotiation entity: original creditor)
Worst Settlement:
- Current Claim – $4,563
- Settlement Amount – $3,700
- Percentage – 81.1% (Negotiation entity: original creditor)
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Monthly Settlement Statistics
January 15, 2009
For November, 2008:
- Total Debt Settled – $549,307
- Total Settlement Amount – $227,592
- Settlement Percentage – 41.4%
- Total Cases Settled – 85
Best Settlement:
- Current Claim – $20,738
- Settlement Amount – $2,500
- Percentage – 12.1% (Negotiation entity: original creditor)
Worst Settlement:
- Current Claim – $695
- Settlement Amount – $556
- Percentage – 80.1% (Negotiation entity: original creditor)
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Grateful Client
November 11, 2008
This letter is from a Provanta client who finished their debt settlement program.
Dear Sir / Madam:
I would like to send my appreciation to all your staff in the Settlement Department for helping to solve my financial problems. All of your efforts has help to relief some of my stress.
Thank You.
Yours Truly
Jane
Technorati Tags: debt forgiveness, debt settlement
Weekly Settlement Statistics
November 11, 2008
Total for the week of November 3 – November 7, 2008:
- Total Debt Settled – $53,032
- Total Settlement Amount – $22,324
- Settlement Percentage – 42.1%
- Total Cases Settled – 10
Best Settlements:
- Current Claim – $1,864
- Settlement Amount – $506
- Percentage – 21.7% (negotiated with a original creditor)
Worst Settlement:
- Current Claim – $695
- Settlement Amount – $556
- Percentage – 80.1% (negotiated with an original creditor)
Technorati Tags: debt forgiveness, debt settlement
Monthly Settlement Statistics
November 11, 2008
For October, 2008:
- Total Debt Settled – $710,430
- Total Settlement Amount – $294,084
- Settlement Percentage – 41.4%
- Total Cases Settled – 107
Best Settlement:
- Current Claim – $9,225
- Settlement Amount – $1,335
- Percentage – 14.5% (Negotiation entity: original creditor)
Worst Settlement:
- Current Claim – $1,053
- Settlement Amount – $738
- Percentage – 70% (Negotiation entity: original creditor)
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Weekly Settlement Statistics
November 11, 2008
Total for the week of October 27 – October 31, 2008:
- Total Debt Settled – $205,243
- Total Settlement Amount – $89,131
- Settlement Percentage – 43.4%
- Total Cases Settled – 31
Best Settlements:
- Current Claim – $7,646
- Settlement Amount – $1,033
- Percentage – 13.5% (negotiated with a original creditor)
Worst Settlement:
- Current Claim – $9,109
- Settlement Amount – $7,287
- Percentage – 80% (negotiated with an original creditor)
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How Would You Like $55k of Debt Settled for $8,400
October 15, 2008
Our client was overwhelmed with joy to hear that two of his major credit card accounts totaling $55,267.00 had been settled for a total of $8,400.00 only 15% of the amount owed.
Best of all, these were his last 2 accounts to be settled.
Congratulations on a fresh start for the New Year!
Ref. 1540
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Weekly Debt Free Clients
October 15, 2008
Total Debt Free Clients October 6 – October 10, 2008
- Total Clients Debt Free -2
- Total Debt Settled – $83,669
- Settlement Amount – $19,999
- Savings – $63,669
- Average Percentage of Settlements – 32%
- Average Program Length – 24 months
- Best Settlement – 15%
- Worst Settlement – 72%
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Weekly Settlement Statistics
October 15, 2008
Total for the week of October 6 – October 10, 2008:
- Total Debt Settled – $180,544
- Total Settlement Amount – $56,604
- Settlement Percentage – 31.4%
- Total Cases Settled – 23
Best Settlements:
- Current Claim – $41,077
- Settlement Amount – $12,000
- Percentage – 29.2% (negotiated with a original creditor)
- Current Claim – $26,477
- Settlement Amount – $4,000
- Percentage – 15.1% (negotiated with a original creditor)
- Current Claim – $28,790
- Settlement Amount – $4,400
- Percentage – 15.3% (negotiated with a original creditor)
Worst Settlement:
- Current Claim – $6,917
- Settlement Amount – $4,150
- Percentage – 60% (negotiated with an original creditor)
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Weekly Debt Free Clients
October 10, 2008
Total Debt Free Clients September 29 – October 3, 2008
- Total Clients Debt Free – 1
- Total Debt Settled – $23,755
- Settlement Amount – $9,047
- Savings – $14,707
- Average Percentage of Settlements – 38%
- Average Program Length – 72 months
- Best Settlement – 28%
- Worst Settlement – 60%
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Weekly Settlement Statistics
October 10, 2008
Total for the week of September 29 – October 3, 2008:
- Total Debt Settled – $92,500
- Total Settlement Amount – $42,919
- Settlement Percentage – 46%
- Total Cases Settled – 22
Best Settlement:
- Current Claim – $1,886
- Settlement Amount – $535
- Percentage – 28.4% (negotiated with a original creditor)
Worst Settlement:
- Current Claim – $1,055
- Settlement Amount – $738
- Percentage – 70% (negotiated with an original creditor)
Technorati Tags: debt forgiveness, debt settlement
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